4278 Harbor Lane

This Rare Opportunity with Lake Views and Lake Access to Lake Norman is back on the market after further inspection. The property has been evaluated by a structural engineer. According to the engineer, the observed settling is longstanding, related to original construction methods, and not believed to be ongoing. Reports and findings from the engineer are attached to this listing. This is a unique opportunity to own an affordable property with beautiful lake views of Lake Norman. This 3 bed, 2 bath home is perfect as a full-time residence, seasonal getaway, or even a VRBO/investment rental property. Built elevated to maximize the stunning water views, the home offers year-round lake views from the front. During the winter months, additional lake views can be enjoyed from the rear of the home on either of the screened in decks, while mature trees provide natural privacy throughout the summer. This one-owner home has been exceptionally well cared for and features several recent updates, including fresh interior paint, new carpeting in the bedrooms, hallway, and living area, as well as, updated electrical outlets and some lighting. A whole house water filtration system was also put into place in 2003 and is maintained every 6 months. The windows have also been replaced in the sellers ownership. The one-level open floor plan offers comfortable living with a spacious laundry room, three bedrooms, and two full baths. Step directly from the kitchen onto a two-level screened-in back porch—ideal for entertaining or relaxing while enjoying the peaceful surroundings. Beautiful water views can be appreciated from every room on the front of the home creating a bright and inviting atmosphere throughout. An added bonus is deeded water access. All 17 homeowners share ownership of the first lot on the right as you enter the neighborhood, which provides access to Lake Norman. Bring your boat right from the driveway to the lake access point!!! Mountain Creek Marina is also conveniently located less than a quarter mile drive from the property or just across the water from the lake access. (Mountain Creek Marina - 704-483-0077/mtcreekmarina.com) Major updates include: Universal Windows (2019-30 year warranty) New roof (2020) Heat pump/Central air system (2021) Whole house water filtration system (2003) updated decking and screened in back decks carpet, electrical outlets and some lighting (2025/2026) washer/dryer conveys. Schedule your showing today and start enjoying lake living at an affordable price! For information regarding the 150 widening project visit: https://www.ncdot.gov/projects/nc-150/Pages/default.aspx

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Listings courtesy of Canopy MLS as distributed by MLS GRID. Based on information submitted to the MLS GRID as of 2026-09-10T19:00:05Z. All data is obtained from various sources and may not have been verified by broker or MLS GRID. Supplied Open House Information is subject to change without notice. All information should be independently reviewed and verified for accuracy. Properties may or may not be listed by the office/agent presenting the information. Some IDX listings have been excluded from this website.

Provided By
Listed by Kim Coggins (#CAR40180)
Listing Office: Howard Hanna Allen Tate Lake Norman (#CAR810010)